Crypto(.)com adds XRP to Dual Invest with up to triple-digit reward rates

XRP joins Crypto.com's Dual Invest lineup

@cryptocom has added XRP to its Dual Invest product, expanding a roster that already includes Bitcoin, $ETH, $SOL, $USDC, and $PAXG. Dual Invest launched in February 2025 as a structured yield tool, and the platform has been steadily broadening its asset coverage since.

Dual Invest is a feature on the Crypto.com Exchange that lets users earn rewards in one of two digital assets depending on how the market moves. The reward rate is shown to users before they enter a plan, removing guesswork around returns. At expiry, if the selected target price is reached, users receive their deposited funds and rewards in the alternate token. If the target price is not reached, they receive funds and rewards in the deposit token.

For XRP, advertised rates reach triple digits, with Crypto.com offering up to triple-digit reward rates across the product, where payouts are issued in one of two tokens. There are no additional fees for using the Dual Invest feature.

Broader XRP momentum

The addition reflects a wider push by exchanges to build yield infrastructure around XRP. On March 17, the SEC and CFTC formally classified XRP as a digital commodity, ending years of legal ambiguity. Spot XRP ETFs that launched in November 2025 have pulled in $1.43 billion in cumulative inflows.

As with any structured product, users should weigh the mechanics carefully. The higher rate versus a standard deposit represents a risk premium, not pure interest, and comes from taking on the risks of an embedded options component. Once subscribed, assets are locked until the settlement date, which may pose a risk if the market price moves further from the target price.

Sources:
Crypto.com Help Center: Dual Invest explained
Crypto.com: Dual Invest product announcement
Crypto.com University: What is Dual Invest